Underwriter

Company: MDC Holdings, Inc. - Richmond American Homes
Location: Denver
Posted on: June 2, 2025

Job Description:

Underwriter



Job Locations

US-CO-Denver






ID

2025-7510



Category

Mortgage & Insurance Jobs



Type

Regular Full Time






































Overview









BREAK GROUND ON A REWARDING CAREER WITH US! At MDC Holdings, Inc./Richmond American Homes, we encourage a company culture that promotes professionalism, teamwork, health & wellness and work-life balance. If you are a results-driven professional with a passion for success, consider building a career with us. We're proud to be one of the most established homebuilders in the industry, with over 45 years of experience and 250,000+ homes to our credit. We also take great pride in being a member of Sekisui House, a global leader in homebuilding. This impressive, 60+ year old company has built over 2.6 million new homes designed to reflect and adapt to the changing needs of today's homebuyers. Drawing on Sekisui House's unparalleled history and superior service, we commit ourselves to a future where people around the world can live joyful lives in homes that are safe, secure, stylish and comfortable. Position Summary We are currently seeking a highly motivated and experienced Remote Mortgage Underwriter (DE + LAPP/SAR) to join our dynamic team. As a Mortgage Underwriter, you will play a pivotal role in our mortgage operations, ensuring that loan applications are thoroughly evaluated for creditworthiness and compliance with industry standards. This is an excellent opportunity to utilize your expertise and contribute to our mission of providing superior mortgage services. This is a full-time remote position, offering a fantastic opportunity for those seeking a work-life balance without compromising on career growth. Responsibilities As a Mortgage Underwriter, your primary responsibilities will include:

• Reviewing and analyzing loan applications and supporting documents to ensure they meet company and industry standards.
• Utilizing your DE and LAPP/SAR certification to endorse FHA and VA loans.
• Making informed decisions on loan approvals and denials based on thorough analysis and in compliance with company policies and federal regulations.
• Providing detailed feedback to loan officers and processors to ensure the mortgage process runs smoothly and efficiently.
• Collaborating with the loan processing team to resolve any discrepancies or issues that may arise during the underwriting process.
• Keeping abreast of changes in policies and regulations that may impact the underwriting process.
• Assisting in training and guiding processors and other team members.
• Participating in regular team meetings and contributing to the overall improvement of the underwriting process. Requirements Applicants must reside in one of the following states to be considered for this position:Colorado, Florida, California, Washington, Utah, Idaho, Nevada, Arizona, Maryland, Virginia, Tennessee, or Texas. A minimum of 5 years of experience as a Mortgage Underwriter and proficiency in Encompass
  • DE and LAPP/SAR certifications.
  • Proficiency in manually underwriting FHA and VA loans.
  • Strong knowledge of mortgage industry regulations and guidelines.
  • Proven experience in reviewing and analyzing complex tax returns and financial documents.
  • Exceptional decision-making skills with the ability to make sound judgments under pressure.
  • Excellent communication and interpersonal skills, with a proven ability to work effectively within a remote team.
  • Strong organizational skills with the ability to handle multiple tasks simultaneously.In conclusion, if you are a seasoned Mortgage Underwriter with DE and LAPP/SAR certifications and have a passion for excellence, then we would love to hear from you. This is your chance to be part of an innovative team where your expertise and insights will be highly valued. Benefits & Perks!While we value hard work, we also recognize the importance of having fun! Our employees enjoy a collaborative environment where they can freely bounce ideas off one another and participate in exciting teambuilding activities and outings, like trips to the ballpark, holiday celebrations, regular office socials and much more.Positive, collaborative team cultureCompetitive compensation structureComprehensive benefits package includes: Medical, Dental, Vision, HSA/FSA accounts, 401K, Life Insurance, Short Term Disability, Long Term Disability, and EAPTime Off benefits include: Vacation, Sick, Holiday, Bereavement, Jury Duty, FMLA, and Military leaveDiscounted pet insuranceHome purchase discounts & more!*All benefits are subject to qualification and hire dates. Not all benefits apply to commissioned sales people. Compensation
    Estimated Annual Salary: $90,000 - $105,000 FLSA Status: Non ExemptBonus Type: Year-End DiscretionaryIf you are ready for more than a job and seek a career with one of the most respected organizations in a top industry then we want to hear from you. Please also visit our website at www.richmondamerican.com for more information. MDC Holdings, Inc. / Richmond American Homes is an Equal Opportunity Employer. #LI-NH1 #LI-ONSITE
    
    
    
    
    
    
    
    
    
    
    
    
    
    
    

Keywords: MDC Holdings, Inc. - Richmond American Homes, Castle Rock , Underwriter, Other , Denver, Colorado